Job Summary:

Our Dallas based client is looking for a Corporate Credit Analyst to manage all aspects of customer credit for the company, to ensure the company’s credit policies and procedures are followed in a manner that will increase sales, contribute to profits and customer stability which includes: entire credit granting process, consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.

Duties and Responsibilities:

• Direct supervision of the Credit Manager Dallas/Fort Worth. Supervision, directly or indirectly, of all credit personnel of the Company in their credit functions.
• Reinforce rules and guidelines of company credit management policies and make suggestions for changes as appropriate.
• Daily monitoring of all customer accounts for credit concerns to include: changes in customer financial status, payment patterns, slow pay, and over limit.
• Place accounts on hold, release orders, and track aged balances to determine course of action needed. Approve customer credit limits that exceed the threshold as set by policy.
• Manage accounts receivable collection work for all customers. Assume primary ownership of collection efforts on very large customers who are past due.
• Interface with sales organization to communicate credit decisions and ensure timely review of new customers. Review credit requests, perform credit investigations, approves or disapproves credit with any related terms, conditions or limits.
• Research and evaluate client creditworthiness; make credit decisions within assigned authority.
• Responsible for credit risk analysis and assessment, credit limit determination; oversee all customer credit restrictions to include: credit limit reductions, order holds and COD terms, in an effort to minimize risk of loss. Meet weekly with CFO to provide customer credit issue updates.
• Manage the Company’s credit insurance in all respects, including renewal coverage requests, reports, and filing of claims. Monitor and maintain coverage limits.
• Conduct weekly or bi-weekly conference calls with all Division Managers, Division Credit Managers, and Store Managers to discuss customer credit issues.
• Communicate with other credit managers in the paper merchant industry in a legal manner to share appropriate customer credit information.